BUYERS
Find Your New Home
“We never could have expected as much efficiency and success in a home purchase as we experienced with Nicole.”
Ready to make a move?
The team you put together is so important. The good news is as a buyer, you pay nothing for a real estate agent, so make sure you hire the best fit for you.
Meet
We meet to discuss your goals and answer your questions. We want to make sure you don’t miss anything.
Search
By a process of elimination, we narrow it down to your Top 3 Favorites and I’ll do a market analysis on them. We want to make sure you don’t pay too much.
Buy
We stay in frequent communication, so when we do get under contract, we have as little surprises as possible.
Steps to Buying a Home
1. Apply for Loan Approval
Complete an application online and provide your loan officer with documentation supporting your income and assets. Don’t worry. They’ll give you a list of what you need.
Find out Immediately When a New Listing becomes available.
Click here to set up your search!
2. Shop for a Home
Yay! You’re pre-approved. Tell your agent your target price range and what you want in a home and why. You can start shopping for homes here.
3. Make Offer on Home
When you’ve found your ideal home, your agent will negotiate the contract and your loan officer will move forward with your application. You’ll have to put some money down right away. It’s called earnest money.
4. Home Inspection
Offer is accepted and now we’re onto our contingencies. We have the home inspected and based on the findings we open up negotiations again! The buyer pays for the inspection. Plan on $300-500. There are other contingencies in a contract, so this step 4 might look bigger than just a home inspection.
5. Home Appraisal
Your loan officer will order a home appraisal. The appraisal gives you and your lender an opinion of your home’s value. The buyer pays for the appraisal. Plan on $700-900. Underwriters will review your loan application and documentation for final approval. Additional documents might be requested from you at this time. Make sure you provide these documents promptly.
6. Closing
You’ll visit your title/escrow office to sign all the documentation and provide a cashier’s check for your down payment. Your lender funds your loan. The title company records the deed with the county and your home purchase is complete!
Congrats! You’re a homeowner now!
Are you contemplating selling your home in the Evergreen State but feeling uncertain about the financial implications? Navigating the true costs of selling your house in Washington can be more complex than you think. Let's demystify the process and delve into both the known and the often-unanticipated expenses that come with selling a property.